I have been told by my bank-Lloyds TSB that there were two attempts to use my Visa debit card by the fraudsters: £ 120 at florist & £ 30 at phone shop. Therefore they cancelled the existing card & replaced a new one. I have destroyed the old debit card by cutting through the chip&the 16 digit number that runs across the front of the card.
Before I got a call from the bank, I had received two text messages regarding the suspected fraudulent activities.
Impressed with their quick action, and the detection system (http://www.lloydstsb.com/debit_cards/fraud_protection.asp) to safe guard my money. Although some said this maybe done by the bank itself as the routine security practice, but it doesn’t matter to me.
As I have taken reasonable precautions with my Visa debit card but I still don’t know why I was the subject of fraudulent activity.
Well, I shall write a letter of appreciation to the bank.